FHA Compliance.....
FHA mortgage
Compliance inspections may be required
for:
A. Proposed construction or properties
under construction
B. Properties undergoing substantial
rehabilitation, and
C. Existing properties requiring repairs
to major systems (structural, etc.).
The number and timing of inspections depends
upon the stage of construction (proposed,
rehabilitation, etc.), coverage by an
acceptable 10-year warranty plan,
acceptability of inspections by the local
community, and the type of construction
(stick built or manufactured home). A clear
final inspection or, in certain cases, a
Certificate of Occupancy is required.
All inspectors seeking
placement on the FHA Inspector Roster must
meet the eligibility criteria listed below
and apply for placement. To be eligible for
placement on the FHA Inspector Roster an
applicant must:
1. Have a minimum of three years experience
in one or more construction related fields.
The applicant must be equipped with
familiarity, experience and understanding of
all aspects of residential construction
techniques and methods, particularly as
related to new construction and/or repairs
of a structural nature;
2. Possess an inspector's state or local
license or certification, if licensing or
certification is required by the State or
local jurisdiction where the inspector will
do business;
3. Read and fully understand FHA's
inspection requirements, and any updates to
those requirements, including:
a) HUD Handbook 4905.1 REV-1 (Requirements
for Existing Housing, One to Four Family
Units)
b) HUD Handbook 4910.1 (Minimum Property
Standards for Housing
c) HUD Handbook 4145.1 REV-2 (Architectural
Processing and Inspections for Home Mortgage
Insurance)
d) HUD Handbooks 4150.1 REV-1 (Valuation
Analysis for Home Mortgage Insurance)
e) HUD Handbook 4150.2 CHG-2 (Valuation
Analysis for Home Mortgage Insurance for
Single Family One- to Four- Unit
Dwellings)
f) Permanent Foundations Guide for
Manufactured Housing issued by Mortgagee
Letter 97-36
g) Applicable local, state, or Council of
American Building Officials (CABO) code(s)
h) HUD requirements at 24 CFR 200.926 4.
Pass HUD's examination for inspectors (after
such an examination becomes available).
|
|
