Neither the buyer nor the seller can really know what defects may exist in a home.  The National Association of Realtors (NAR) recommends home inspections almost 100% of the time.  Why?  Because if you are a buyer the realtor too often is held accountable for defects found after the buyers move in, lawsuits.   Give Aggressive Inspections a call, ask your questions,  voice your concerns and expectations.  The home you are about to buy is a serious purchase that should be inspected by a serious company.   Are you 100% confident in your home inspection company?  Are you sure that their home inspectors are working for you and not the realtor?

    I would like to thank all visitors for coming to our site.   The site was developed with the sole purpose of providing all the information needed to choose a competent home inspection company.   We know purchasing a home can be overwhelming at times with so much information to take in, from so many different sources.  This site was designed to present all the information you may need, precise, short and to the point.  

    Again I want to thank you for visiting our site, and I want to wish your family the best with your new home and may your home be happy always.

 

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FHA Compliance

 

FHA mortgage Compliance inspections may be required for:  
A.   Proposed construction or properties under construction  
B.   Properties undergoing substantial rehabilitation, and  
C.   Existing properties requiring repairs to major systems (structural, etc.).  

  The number and timing of inspections depends upon the stage of construction (proposed, rehabilitation, etc.), coverage by an acceptable 10-year warranty plan, acceptability of inspections by the local community, and the type of construction (stick built or manufactured home).  A clear final inspection or, in certain cases, a Certificate of Occupancy is required. 


  All inspectors seeking placement on the FHA Inspector Roster must meet the eligibility criteria listed below and apply for placement.  To be eligible for placement on the FHA Inspector Roster an applicant must: 

1. Have a minimum of three years experience in one or more construction related fields.  The applicant must be equipped with familiarity, experience and understanding of all aspects of residential construction techniques and methods, particularly as related to new construction and/or repairs of a structural nature;

2. Possess an inspector's state or local license or certification, if licensing or certification is required by the State or local jurisdiction where the inspector will do business;

3. Read and fully understand FHA's inspection requirements, and any updates to those requirements, including:      
a) HUD Handbook 4905.1 REV-1 (Requirements for Existing Housing, One to Four Family Units)      
b) HUD Handbook 4910.1 (Minimum Property Standards for Housing
c) HUD Handbook 4145.1 REV-2 (Architectural Processing and Inspections for Home Mortgage Insurance)     
d) HUD Handbooks 4150.1 REV-1 (Valuation Analysis for Home Mortgage Insurance)      
e) HUD Handbook 4150.2 CHG-2 (Valuation Analysis for Home Mortgage Insurance for Single Family One- to Four- Unit Dwellings)      
f) Permanent Foundations Guide for Manufactured Housing issued by Mortgagee Letter 97-36       
g) Applicable local, state, or Council of American Building Officials (CABO) code(s)      
h) HUD requirements at 24 CFR 200.926 4. Pass HUD's examination for inspectors (after such an examination becomes available).  

 

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Additional Information

As licensed New Jersey home inspectors we do our best to keep current with the latest industry standards and continuing education.  But we realized that there is a need to the pertinent information we become aware of.  Listed below are web sites that we feel fit this category.

 

A 24/7 Resource for military members, spouses and families.
                         Military One Source  
                              http://www.militaryonesource.com/

The first site I found to be of significant value relating to recalls of household products & appliances.
                         US Consumer Product Safety Commission
                              http://www.recalls.gov/cpsc.html

New Jersey Department of Environmental Protection.  Check your cites radon potential.
                         Radon Potential of Your Town 
                              http://www.nj.gov/dep/rpp/radon/radonin.htm

National Association of Realtors.  Real Estate 101
                         Real Estate 101  
                              http://new.realtor.com/Basics/Index.asp

All inclusive community information. Enter your city zip code and the community information will be displayed.
                         Community Information 
                               http://www.city-data.com/

WhiteFence is the nation's leading online market place for utilities and home services.
                         WhiteFence 
                               http://www.whitefence.com/

EPA -  Brief Guide to "Mold and Moisture and Your Home"
                         Mold & Moisture
                               http://www.epa.gov/mold/

Find the value of real estate in any area plus more.  
                         Zillow Real Estate Values 
                               http://www.zillow.com/homes/map/

It is the LAW in New Jersey.  You must know what is below before you dig.  Digging means if you break the ground for any reason.
                         New Jersey One Call
                               http://www.nj1-call.org/